The Shades Of September
Tags
water
tammisaari
suomi
sky
sea
saaristo
nature
island
finnish
finland
ekens
coast
cloud
archipelago
sony
dslra100
Flickr.com
- The Shades Of September
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![[info]](http://l-stat.livejournal.com/img/userinfo.gif?v=91.6)
kaufmannile- February 9th, 4:06
- Convergence
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- kaufmannile
- February 6th, 15:36
Convergence
Underworld - Rez
Tags
Massimo Strazzeri
ziomamo
New York City
NYC
New York
USA
South Street Sea Port
Manhattan
Brooklyn Bridge
Ponte di Brooklyn
Brooklyn
Bridge
Manhattan Bridge
Flickr.com
- Ambassadors
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- kaufmannile
- February 6th, 15:36
Ambassadors
Jayne and Orga of Karluk Siberian Huskies
Tags
Animal
Beenham
Berkshire
Canidae
Canine
Dog
EU
England
Europe
Event
GB
Karluk
Karluk Huskies
Karluk Siberian Huskies
Orga
Siberian Husky
Type
UK Wolf Conservation Trust
UK Wolf Conservation Trust Open Day
UKWCT Open Day
United Kingdom
Flickr.com
- Medical malpractice
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- kaufmannile
- February 5th, 16:00
Millions of Americans facing a money squeeze are postponing doctor visits or not buying prescription drugs, which is possibly endangering their health.
What’s more, a significant portion of those who are gambling with their well-being in this way are also part of the fastest-growing segment of the country’s population, according to the US Census Bureau: the elderly.
Older Americans, already facing problems because the value of their investments has declined, are finding themselves forced to cut back on health-care costs, according to a new economic study by the Employee Benefit Research Institute.
“The study finds that 1 in 5 adults over 50 has adopted such involuntary saving behavior, and that such behavior is more prevalent among those in poor health,” according to the study.
“People just don’t have the money to pay their medical bills,” says Sudipto Banerjee, the author of the study.
He adds that the problem is part of a larger one. Many Americans, he notes, don’t have significant cash reserves. Therefore, any extraordinary expense can put them in a hole.
And it’s not just older Americans who are forced to gamble with their health, the EBRI said.
The report says that single women and African-Americans were among those included in the high-risk group.
In addition, those in poor health are much more likely than those in excellent health to practice this form of “involuntary saving,” EBRI says.
These “involuntary savings” are arrived at in a number of ways: 21 percent of those cutting back on medical care made prescription-drug changes, 19 percent skipped a doctor’s appointment, and 27 percent weren’t able to pay all their monthly bills, according to the survey.
Banerjee noted about half of the people who were surveyed are covered by Medicare, for which Americans are eligible at age 65.
It remains to be seen if the numbers of those economizing on health care will go down or up under Obamacare, which is slated to begin this year.
“A big part of the problem is that many people just don’t have enough saved for retirement,” Banerjee says.
The EBRI study is based on analysis from the 2009 Internet Survey of the Health and Retirement Study. The survey reported the responses of 4,413 people to an array of questions that concerned doctor visits, costs of prescriptions and payment of monthly bills.
prescription drugs, Sudipto Banerjee, health care, EBRI, poor health online, excellent health
- West Cost of Kangaroo Island
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- kaufmannile
- February 4th, 19:36
West Cost of Kangaroo Island
Remarkable Rocks feature noticeable on the horizon.
Photo taken in Flinders Chase National Park, Kangaroo Island, Australia.Tags
Flinders Chase National Park
Flinders Chase National Park, Kangaroo Island
- Tickenham Dawn
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- kaufmannile
- February 4th, 19:36
[Error: Irreparable invalid markup ('<img [...] http://.livejournal.com/">') in entry. Owner must fix manually. Raw contents below.]<p><img src="http://farm8.static<a href="http://.livejournal.com/" />Flickr</a>.com/7034/6816320629_193bc6a8f3_z.jpg" alt="photo" width="427" height="640" onload="F.imageChecker.load(this);" onerror="F.imageChecker.error(this);"></p><p>Tickenham Dawn</p><p>Time to break the habit of a lifetime and get up early and shoot locally at dawn. Having only become active on Flickr since the New Year, I have been inspired by many morning shots in the Somerset area I have seen posted.</p><p>Thankfully, this location was not too taxing to reach, as I can see these moors from my bedroom window. It was a nice frosty morning and I was hoping for some <a href="http://kristyewub.livejournal.com/" />morning mist</a> but it didn’t happen. Getting some foreground interest was more tricky – I think I need to explore more. Some colour appearred in the sky for a while and within 30 minutes the sun was gone.</p><p>Tags</p><p>Britain</p><p>England</p><p>Europe</p><p>Somerset</p><p>Tickenham</p><p>UK</p><p>United Kingdom</p><p>dyke</p><p>frost</p><p>moors</p><p>stream</p><p>sunrise</p><p>morning shots, habit of a lifetime, frosty morning, Somerset area, morning mist, Flickr</p><p><a href="http://www.flickr.com/photos/29851216@N03/6816320629/" />Flickr.com</a></p>
- Peregian Beach storm clouds
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- kaufmannile
- February 3rd, 22:54
Peregian Beach storm clouds
View from Australia
Tags
Sunshine Coast
Queensland
Australia
Surf
Pacific Ocean
Flickr.com
- 250/365 [365 Project] - Blue Drop in the Water
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- kaufmannile
- February 2nd, 12:12
250/365 [365 Project] - Blue Drop in the Water
Blue Drop in the Water
250th Day
A new Still-Life set with drops of color in the waterStrobist Info :
- Canon Speedlite 430EX II, @1/8 power front camera right
- Metz 50 AF-1 Digital, @1/8 to the background (backlight)
- Triggered by Cactus Wireless Flash Trigger V4Canon EOS 7D & Canon EF 100mm f/2.8 L Macro IS USM
Post Production with Lightroom 3.3 & Photoshop CS5
©2012, Stefano Minella PhotoStefano Minella | Photographer WebSite
Stefano Minella | Photographer on Facebook
Stefano_Minella on TwitterTags
Blue
Drop
Water
250th
Day
A
new
Still-Life
set
with
drops
color
strobist
info
speedlite
metz
430ex
cactus
trigger
Canon
EOS
7D
EF
100mm
f/2.8
L
Macro
IS
USM
Post
Production
Lightroom
3.3
Photoshop
CS5
©
2012
Stefano
Minella
Photo
Blue Drop, Canon Speedlite 430EX, Stefano Minella PhotoStefano Minella, Canon EF 100mm
- Two Rocks, Moon and Stars !!!
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- kaufmannile
- February 1st, 16:00
Two Rocks, Moon and Stars !!!
Mientras haca esta foto, una chica adolescente acompaada de dos chicos me grit: Oye, por qu haces fotos de noche si no se ve nada?". Al cabo de un rato me encontr con ellos y, tras decirle que cuando le hablas a un desconocido has de tratarlo con respeto, les mostr las fotos tomadas y cmo es posible que se pueda "fotografiar de noche".
Para ellos.
FLCWhile doing this photo, a teenage girl accompanied by two boys yelled: Hey, why do you shoot at night if you do not see anything? ". After a while I met with them and, after telling that when you talk to a stranger you have to treat you with respect, I showed the pictures taken and how is it possible to "shoot at night."
For them.
FLCTags
Alesfra Fotografia
Alesfra Photography
Canon
Canon EF 16-35mm f/2.8L II USM
Canon EOS 5D Mark II
Canon EOS
5D Mark II
Alesfra
Canon Lens
FotoGranCanaria.com
Nature
Naturaleza
Paisaje
Landscape
Sky
Cielo
Agua
Water
Sea
Mar
Ocean
Oceano
Beach
Photo
Foto
Photography
Fotografia
flickrAward
Seascape
Marina
Night
Noche
Star
Estrella
Moon
Luna
Two
Dos
chica adolescente, ellos, Moon and Stars, fotos de noche si
- DSC_3152DT
-
- kaufmannile
- February 1st, 16:00
